Bank Director

More than three-quarters of bank CEOs, senior executives and directors named cybersecurity as a top risk for their institution.

69% of bank CEOs, senior executives and directors said fraud was a top risk for their institution.

Following the latest stress test, 53% of bank CEOs, senior executives and directors say they adjusted their liquidity plan or policy.

38% of bank leaders believe their primary regulator was understaffed or otherwise underresourced.

36% of bank leaders cite overreliance on one individual or function as a common gap found in tabletop cybersecurity exercises.

35% of bank leaders cite internal communications as a common gap found in tabletop cybersecurity exercises.

Only 19% of bank CEOs, senior executives and directors reduced CRE concentrations in the past year.

The percentage of bank leaders who cite liquidity management among their top strategic challenges this year fell to 17%, from 32% a year ago.

94% of bank CEOs, senior executives and directors reported that their bank or its customers have been directly affected by check fraud over the past 18 months.

70% of bank CEOs, senior executives and directors say their cybersecurity insurance premiums have increased in the last 18 months.

More than half of bank CEOs, senior executives and directors say they maintain communication with customers about potential threats.

More than half of bank CEOs, senior executives and directors focus on staff education and training to combat fraud.

Nearly three-quarters of bank CEOs, senior executives and directors say their bank conducts an annual stress test.

31% of bank CEOs, senior executives and directors say their bank saw heightened regulatory attention on Bank Secrecy Act and anti-money laundering compliance in their latest exam, up from 20% last year.

A majority of bank CEOs, senior executives and directors report conducting a tabletop cybersecurity incident response plan over the past year.

84% of bank leaders are concerned about fraud and scams targeting their customers.

53% of bank leaders believe their bank could take more strategic risk.

79% of bank CEOs, board members, chief risk officers and senior executives are concerned about fraud.

54% of banks employ a chief risk officer.

77% of bank leaders are concerned about fraud and scams targeting their employees and organization.

37% of bank leaders report heightened attention to cybersecurity during regulatory exams, up from 30% in 2025.

79% of board chairs and independent directors say the board reviews and approves the bank’s cybersecurity strategy.

47% of directors say the board invited outside experts to speak about cybersecurity trends over the past 12 months.

89% of bank CEOs and technology executives say their bank conducted a tabletop exercise of its cybersecurity incident response plan in the prior 12 months.

20% of bank leaders believe their bank or its customers were impacted by fraud involving AI or deepfake media in the prior 18 months.

One-third of bank leaders say they do not understand agentic AI at all.

28% of bank leaders cite regulatory risk as a top concern, down from 55% a year earlier.