TransUnion

Spain's suspected digital fraud rate declined to 2.8% in H1 2025, down from 4.6% in H1 2023.

The suspected digital fraud rate in the UK dropped to 1.8% in H1 2025, down from 3.3% in H1 2023.

25% of surveyed business executives in Latin America reported their companies lost the equivalent of 10% or more of their revenues in the past year.

5% of targeted UK consumers fell victim to fraud, a decrease from 6% reported late last year.

54% of UK fraud leaders ranked device reputation in their top three fraud prevention technologies, making the UK the only market surveyed to rank this technology highest.

The Communities (online dating, forums, etc.) industry's suspected fraud attempt rate globally was 8.3% in H1 2025.

India's suspected digital fraud rate was 8.4% in H1 2025, exceeding the global rate.

Financial transaction fraud remained low across all African markets, ranging from 0.2%–0.9%, significantly below the 2.7% global average.

The rate of suspected digital fraud for account creation attempts increased by 26% from H1 2024 (when the rate was 6.6%) to H1 2025.

The Telecommunications industry recorded a global suspected fraud attempt rate of 4.4% in H1 2025.

Financial services globally experienced a suspected fraud attempt rate of 3.3% in H1 2025.

Philippine business leaders reported losing the equivalent of 6.0% of their revenues to fraud, totaling 4T.

Hong Kong's suspected digital fraud rate fell to 2.7% in H1 2025, representing a 73% drop from the 10.2% rate observed in H1 2022.

64% of US business leaders indicated fraudsters increased their attacks on call centers in the past year, up from 44% in 2024.

The Communities (online dating, forums, etc.) industry in Spain had the highest suspected digital fraud rate at 9.5%.

82% of business leaders reported that every type of fraud measured stayed the same or increased in the past year, up from 75% in 2024.

The Gaming industry, including online sports betting, had a global suspected fraud attempt rate of 6.8%.

43% of business leaders ranked behavioral biometrics in their top three technologies for preventing fraud.

34% of business leaders globally utilized usernames and passwords as the primary method of customer authentication, a decrease of five percentage points from 2024.

56% of Filipino business leaders ranked identity verification as the most effective technology for preventing fraud.

Hong Kong business leaders claimed their companies lost the equivalent of 7.1% of their revenues to fraud in the past year, representing HK$92 billion.

13% of targeted consumers in India fell victim to fraud, a number higher than the 9% global average.

83% of African countries analyzed reported money/gift card scams as the most common fraud type experienced by targeted consumers.

8.3% of all digital account creation attempts globally were suspected of fraud in H1 2025, making account creation the highest risk stage in the consumer lifecycle.

UK fraud leaders reported losing the equivalent of 7.4% of revenue to fraud, totaling £88 billion, which is an increase from 5.7% in 2024.

Kenya's suspected digital fraud rate was 2.6% in H1 2025, the highest rate among analyzed African countries, yet lower than the 3.8% global rate.

Botswana and Zambia both reached a low suspected digital fraud rate of 1.0% in H1 2025, signaling steep progress in fraud mitigation.

Zambia reported the highest rate of suspected digital fraud during account creation attempts at 11.5%, exceeding the 8.3% global average.

More than half (53%) of business leaders globally ranked identity verification in their top three technologies for preventing fraud.

Nearly two-thirds (65%) of consumers in the Philippines reported being targeted by fraud schemes, one of the highest rates globally.

The rate of suspected digital fraud globally fell to 3.8% in H1 2025, down from 4.8% in H1 2024 and 5.0% in H1 2023.

Digital account takeover volume saw a 141% uptick between H1 2021 and H1 2025.

34% of business leaders globally reported using biometrics as the primary method of customer authentication, an increase of five percentage points from 2024.

The suspected digital fraud rate for global account login attempts was 4.3% in H1 2025.

Global suspected digital fraud attempts for financial transactions represented 2.7% of transactions in H1 2025.

The volume of digital account takeover increased by 21% from H1 2024 to H1 2025.

Canada's overall suspected digital fraud rate was 4.2% in H1 2025, a decline from 5.4% in H1 2024.

Indian business leaders claimed their companies lost the equivalent of 8.4% of their revenues to fraud in the past year, totaling 12T, which is higher than the 7.7% global average.

43% of business leaders ranked IP intelligence in their top three technologies for preventing fraud.

48% of business leaders globally ranked device reputation as one of their top three most effective technologies for fraud prevention.

Scammer/solicitation was the top type of digital fraud, representing 1.84% of all suspected digital fraud types reported globally in H1 2025.

Scammer/solicitation fraud grew the most since H1 2021, increasing by 184%.

26% of Canadian business leaders attributed fraud losses to synthetic identity fraud, an increase of eight percentage points year over year.

Total lender exposure to suspected synthetic identities for US auto loans, credit cards, and unsecured personal loans was USD$2.7 billion at the end of H1 2025.

One-time passcodes remained the most popular second factor, utilized by 33% of business leaders globally, down from 35% in 2024.

The reported usage of third-party authenticator apps as a secondary authentication method increased to 19% in 2025, up from 16% in 2024.

The Retail sector in Hong Kong experienced the highest rate of suspected digital fraud, reaching 19.4%.

Surveyed business leaders globally lost an average of 7.7% of equivalent annual revenue to fraud in the last year, which is an increase from 6.5% in 2024.

Total equivalent fraud losses among the 1,200 business leaders surveyed in 2025 reached USD$534 billion.

Business leaders claimed their companies experienced an 18% increase in fraud losses during the last year.