Report by Feedzai
2025 AI Trends in Fraud and Financial Crime Prevention
Key Findings
89% of banks prioritise explainability and transparency in their AI systems.
Two-thirds of banks have integrated AI within the past two years.
AI is used for scam detection by 50% of financial institutions.
92% of the financial institutions surveyed indicate that fraudsters use generative AI.
Forty-three percent (43%) of financial professionals report increased efficiency within fraud teams due to AI
Only 8% of financial institutions noted that they do not see GenAI being used by criminals.
90% of financial institutions are combating emerging fraud with AI-powered solutions.
44% of financial professionals report that deepfakes are used in fraudulent schemes.
87% of banks cite data management as their biggest hurdle in AI implementation.
AI is used for transaction fraud detection by 39% of financial institutions.
AI is used for anti-money laundering efforts by 30% of financial institutions.
56% of financial professionals cite social engineering as a significant tactic powered by AI.
Nine in ten banks are already using AI to detect fraud.
59% of financial professionals cite SMS and phishing scams powered by AI to deceive victims.
60% of financial professionals recognise voice cloning as a major concern.
More than 50% of fraud is driven by artificial intelligence and hyper-realistic impersonations.