ITRC 2026 Trends in Identity Report

53% of victims with no financial loss reported a resolution.

Account-problems scams are the highest-volume scam type, with 74% of victims sharing high-value personally identifiable information (PII).

25.6% of identity crime victims managed two or more concurrent incidents, up from 23.5% the previous year.

62.1% of attempted misuse cases involved new account applications, and 37.9 percent involved attempted account takeovers.

By account type, credit cards accounted for 41% of all attempted misuse, checking accounts account for 17.7%, and personal loans account for 8.5%.

Unauthorized access to computers and mobile devices accounted for 27.2% of identity compromises, a 78% increase from 15.3% the previous year.

0% of victims who experienced three or more financial impacts reported a resolution.

Fraudulent employment accounted for 40% of misuse cases for children and dependents.

49% of Colorado residents reported multi-layered identity incidents, the highest rate among states.

9% of victims with any financial impact were able to resolve their cases.

Attempted misuse cases caught by financial institutions increase by 26.8%.

Scams involving the sharing of personal information accounted for 36.1% of identity compromises, down from 43.1% the previous year.