Report by NiCE Actimize

2026 Fraud Insights U.S. Payments Edition

3 FINDINGSPublished Apr 28, 2026
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Key Findings

Total ACH payment value increased 11%, creating a nearly 5-to-1 divergence.

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A single low-cost device model drove 3% of all mobile account takeover attempts.

Account TakeoverMobile Account TakeoverFraud

Attempted ACH fraud value increased 52% in 2025.

Payments FraudACHFraud