Report by SentiLink
The SentiLink Fraud Report: 1H 2025
Key Findings
Other consumer lending: The lowest fraud exposure, with 0.77% identity theft and 0.14% synthetic fraud.
Demand deposit accounts: High risk, with identity theft at 7.85% and synthetic fraud at 1.17%.
Synthetic fraud rates fluctuated during 1H 2025, initially rising to cross the 1% threshold before dropping back to around 70 basis points.
Telecommunications experienced the highest overall fraud rates: 10.15% identity theft and 2.9% synthetic fraud.
A coordinated fraud ring stole identities from Texas death row inmates.
The Miami auto bust-out ring has resulted in more than 700 stolen vehicles and at least $40 million in losses across multiple lenders.
Credit cards: Identity theft rate averages 2.68%, with 0.37% involving synthetic fraud.
Auto lending: Identity theft averages 3.28%, while synthetic fraud accounts for 0.80%.