Report by Wipfli

The state of the banking industry 2026 research report

3 FINDINGSPublished Jan 27, 2026
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Key Findings

67% of banks are implementing AI.

BanksFinancial industryAI

81% of banks experienced at least one unauthorized network access incident in the past year.

BanksFinancial industryUnauthorized network accessSecurity incident

16% of banks have an enterprise-wide AI roadmap.

BanksFinancial industryAI