Report by Wipfli

The state of the banking industry 2026 research report

3 FINDINGSPublished Jan 27, 2026
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Key Findings

67% of banks are implementing AI.

WipfliThe state of the banking industry 2026 research report ·Jan 27, 2026
BanksFinancial industryAI

81% of banks experienced at least one unauthorized network access incident in the past year.

WipfliThe state of the banking industry 2026 research report ·Jan 27, 2026
BanksFinancial industryUnauthorized network accessSecurity incident

16% of banks have an enterprise-wide AI roadmap.

WipfliThe state of the banking industry 2026 research report ·Jan 27, 2026
BanksFinancial industryAI