Report by SentiLink
The SentiLink Fraud Report: 2H 2025
10 FINDINGSPublished Mar 10, 2026
View Original Report →Key Findings
Telecommunications identity theft averaged above 9%.
TelecommunicationsIdentity Theft
First-party fraud averaged just above 3% overall.
First-Party FraudIdentity Fraud
Demand Deposit Account (DDA) identity theft averaged above 10%, a new high for the industry.
BankingIdentity TheftDemand Deposit Account
Synthetic fraud rate dropped from roughly 67 basis points to 48 basis points, averaging 58 basis points.
Synthetic FraudIdentity Fraud
Other consumer lending identity theft averaged 0.75%.
Consumer LendingIdentity Theft
A bot attack briefly pushed identity theft rates at one major auto-lending partner to nearly 35%.
Auto LendingBot Attacks
A bot attack flooded one auto-lending partner with more than 10,000 fraudulent applications per day.
Auto LendingApplication Fraud
Identity theft rates peaked at 6.75% in the week of Christmas 2025.
FraudIdentity TheftSeasonal Fraud
Credit card identity theft averaged 2.82%.
Credit Card Identity TheftIdentity Theft
Auto lending identity theft averaged 4.21%.
Auto LendingIdentity Theft