Report by SentiLink
The SentiLink Fraud Report: 2H 2025
10 FINDINGSPublished Mar 10, 2026
View Original Report →Key Findings
Other consumer lending identity theft averaged 0.75%.
Consumer LendingIdentity Theft
A bot attack briefly pushed identity theft rates at one major auto-lending partner to nearly 35%.
Auto LendingBot Attacks
First-party fraud averaged just above 3% overall.
First-Party FraudIdentity Fraud
Telecommunications identity theft averaged above 9%.
TelecommunicationsIdentity Theft
Demand Deposit Account (DDA) identity theft averaged above 10%, a new high for the industry.
BankingIdentity TheftDemand Deposit Account
Synthetic fraud rate dropped from roughly 67 basis points to 48 basis points, averaging 58 basis points.
Synthetic FraudIdentity Fraud
A bot attack flooded one auto-lending partner with more than 10,000 fraudulent applications per day.
Auto LendingApplication Fraud
Identity theft rates peaked at 6.75% in the week of Christmas 2025.
FraudIdentity TheftSeasonal Fraud
Credit card identity theft averaged 2.82%.
Credit Card Identity TheftIdentity Theft
Auto lending identity theft averaged 4.21%.
Auto LendingIdentity Theft