Report by FICO

2024 Scams Impact Survey: UK

12 FINDINGSPublished Mar 27, 2025
View Original Report →

Key Findings

More than a third (37%) of UK consumers prefer to receive sensitive communications through their bank’s app than any other method.

UKBank app

UK usage of real time payments is lower than the global average — 79% of UK consumers have sent RTP compared to the 91% average for all 14 countries surveyed.

RTPUKGlobal

49% of UK consumers view real time payments and credit cards as equally safe.

RTPUKCredit card

UK usage of real time payments is lower than the global average — 73% of UK consumers have received RTP compared to the 89% average for all 14 countries surveyed.

RTPUKGlobal

Nearly a quarter (23%) of UK consumers say they do not know if real-time payment processes include enough security checks.

RTPUKSecurity

Just 16% of respondents have sent real time payments from a business to a person, compared to the global average of 31%.

RTP

Only 35% of UK consumers consider real time payments to be more secure than a credit card, well below the global average of 51%.

RTPUK

28% of UK consumers have plans to increase their real time payments usage.

RTPUK

59% of UK consumers will maintain their real time payments usage.

RTPUK

73% of consumers in the UK say they have received real-time payments.

RTPUK

Just 6% of UK consumers consider real time payments less secure than a credit card.

RTPUKCredit card

79% of consumers in the UK say they have sent real-time payments.

RTPUK