Report by FICO

2024 Scams Impact Survey: UK

12 FINDINGSPublished Mar 27, 2025
View Original Report →

Key Findings

More than a third (37%) of UK consumers prefer to receive sensitive communications through their bank’s app than any other method.

FICO2024 Scams Impact Survey: UK·Mar 27, 2025
UKBank app

UK usage of real time payments is lower than the global average — 79% of UK consumers have sent RTP compared to the 91% average for all 14 countries surveyed.

FICO2024 Scams Impact Survey: UK·Mar 27, 2025
RTPUKGlobal

49% of UK consumers view real time payments and credit cards as equally safe.

FICO2024 Scams Impact Survey: UK·Mar 27, 2025
RTPUKCredit card

UK usage of real time payments is lower than the global average — 73% of UK consumers have received RTP compared to the 89% average for all 14 countries surveyed.

FICO2024 Scams Impact Survey: UK·Mar 27, 2025
RTPUKGlobal

Nearly a quarter (23%) of UK consumers say they do not know if real-time payment processes include enough security checks.

FICO2024 Scams Impact Survey: UK·Mar 27, 2025
RTPUKSecurity

Just 16% of respondents have sent real time payments from a business to a person, compared to the global average of 31%.

FICO2024 Scams Impact Survey: UK·Mar 27, 2025
RTP

Only 35% of UK consumers consider real time payments to be more secure than a credit card, well below the global average of 51%.

FICO2024 Scams Impact Survey: UK·Mar 27, 2025
RTPUK

28% of UK consumers have plans to increase their real time payments usage.

FICO2024 Scams Impact Survey: UK·Mar 27, 2025
RTPUK

59% of UK consumers will maintain their real time payments usage.

FICO2024 Scams Impact Survey: UK·Mar 27, 2025
RTPUK

73% of consumers in the UK say they have received real-time payments.

FICO2024 Scams Impact Survey: UK·Mar 27, 2025
RTPUK

Just 6% of UK consumers consider real time payments less secure than a credit card.

FICO2024 Scams Impact Survey: UK·Mar 27, 2025
RTPUKCredit card

79% of consumers in the UK say they have sent real-time payments.

FICO2024 Scams Impact Survey: UK·Mar 27, 2025
RTPUK