Report by F-Secure
Scam Intelligence & Impacts Report 2026
Key Findings
Nearly 40 million U.S. consumers report being scam victims in the past year.
82% of consumers factor cyber security into their choice of digital service provider.
51% of consumers are willing to pay for scam protection.
69% of consumers say they would switch providers based on their security offering.
19% of consumers report being scammed.
Banking or payment scams account for 11% of the scams causing the most damage.
60% of victims aged 65–74 report financial loss.
43% of consumers say they would use AI for cyber security help.
52% of scam victims lose money, more than twice the 2025 rate.
Fake invoice scams account for 20% of the scams causing the most damage.
56% of consumers encounter scam attempts at least monthly.
93% of consumers say it matters that their provider offers cyber security.
Investment scams account for 19% of the scams causing the most damage.