Report by McAfee

Tax Scams Hit Nearly 1 in 4 Adults. Spot the Red Flags

27 FINDINGSPublished Mar 3, 2026
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Key Findings

Nearly 1 in 4 Americans (23%) have fallen victim to a tax scam.

Tax ScamConsumerUS

56% of adults aged 18–24 avoid unknown links, versus 81% of adults aged 65 and older.

Email SecurityConsumerUS

84% of Americans are concerned that AI is making scams harder to detect.

AIScam DetectionConsumerUS

45% of adults aged 18–24 ignore unknown texts or calls, versus 77% of adults aged 65 and older.

Scam CallsPhone ScamsConsumerUS

Nearly one in five Americans say they have lost money to a tax scam, with victims losing an average of $1,020.

Scam Financial LossTax FraudConsumerUSScam Consequences

17% of adults aged 18–24 use anti-malware protection, versus 50% of adults aged 65 and older.

Anti-MalwareConsumerUS

11% of Americans report experiencing tax-related identity theft, rising to 17% among adults aged 25–34.

Identity TheftTax FraudConsumerUS

60% of Americans ignore unexpected texts or calls.

Phone ScamsScam ProtectionConsumerUS

53% of Americans use strong passwords.

Password SecurityConsumerUS

29% of Americans admit they do not fully understand new tax rules.

Tax KnowledgeConsumerUS

67% of Americans say they are seeing the same or more tax scam messages than last year.

Scam VolumeTax FraudTax ScamUSConsumer

37% of Americans say they have second-guessed a legitimate tax communication because they feared it was a scam.

Tax ScamTax FraudConsumerUS

53% of Americans enable two-factor authentication.

AuthenticationConsumerUS

Tax-themed scams typically make up about 1% or less of overall scam activity, but targeted campaigns can push scam emails to 6% and scam texts to 7% in a single day.

Scam VolumeEmail FraudTax FraudConsumerUS

Only 29% of Americans feel very confident they could recognize a tax scam when they see one.

Tax ScamScam DetectionConsumerUS

40% of adults aged 18–24 use two-factor authentication, versus 58% of adults aged 65 and older.

Two Factor AuthenticationConsumerUS

Only 29% of Americans feel very confident they could spot a deepfake IRS voice or video pretending to be from the IRS.

DeepfakesScam DetectionIRSConsumerUS

82% of Americans say they are worried about tax fraud or identity theft this year.

Tax FraudIdentity TheftConsumerUS

38% of Americans say recent legislation has made them less confident they are filing taxes correctly.

Tax LawConsumer ConfidenceConsumerUS

23% of adults under 45 report experiencing tax-related identity theft, compared with 4–5% of adults aged 55 and older.

Identity TheftTax FraudConsumerUSTax-Related Identity Theft

Roughly 80% of adults under 35 say they feel confident they could detect a fake tax message, versus 66% of adults aged 65–74.

Scam DetectionTax ScamsConsumerUS

31% of Americans use anti-malware or antivirus software.

AntivirusAnti-MalwareConsumerUS

40% of Americans say tax scam messages are more sophisticated than last year.

Scam SophisticationTax FraudConsumerUS

77% of Americans worry that AI is making tax scams more convincing.

AITax ScamsUSConsumer

67% of Americans never click links from unknown senders.

Email SafetyScam ProtectionConsumerUS

42% of adults aged 18–24 feel very confident they could spot a deepfake IRS video or AI-generated audio, nearly triple the 15% of adults aged 65–74.

DeepfakesIRSAI-Generated AudioConsumerUS

90% of Americans say they are taking steps to protect themselves this tax season.

Scam ProtectionTax SeasonConsumerUS